Millions of Americans are finally getting long-overdue Social Security payments, thanks to the Social Security Fairness Act. This new law officially repeals the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), which had unfairly reduced benefits for many public workers.
As of early March 2025, the Social Security Administration (SSA) has already paid out over $7.5 billion in retroactive benefits to more than 1.1 million people. This is a major victory for retirees who have been waiting years for a fair system.
Eligibility
Not everyone qualifies for these retroactive payments, but millions do. The key requirement is that the individual must have received a pension from a job that was not covered by Social Security. This includes:
- Teachers and school employees in non-covered states
- Police officers and firefighters
- Federal employees under the Civil Service Retirement System (CSRS)
- Individuals with foreign government pensions that prevented Social Security contributions
If you fall into one of these groups, you are likely eligible for a retroactive payment and an increase in your monthly benefits.
Payment Amounts
The amount each person receives varies, but the SSA has provided some averages:
- The average retroactive payment so far is around $6,710.
- Future monthly Social Security payments will also increase:
| Category | Average Increase per Month |
|---|---|
| People affected by WEP | $360 |
| Spouses affected by GPO | $700 |
| Surviving spouses under GPO | Up to $1,190 |
These payments are meant to compensate for benefit reductions dating back to January 2024, when the repeal officially took effect.
Payment Timeline
Many recipients have already received their retroactive payments, which are being deposited directly into their bank accounts. The SSA expects all retroactive payments to be processed by the end of March 2025.
For those waiting for their monthly benefit increase, the first higher payment is scheduled for April, covering March benefits. The SSA has asked beneficiaries to wait until April before contacting them about missing payments, as processing is still underway.
Historic Win for Retirees
For decades, public employees affected by WEP and GPO struggled with unfair Social Security reductions. The repeal of these provisions ensures they now receive the full benefits they deserve.
This reform marks a major victory, putting money back into the hands of millions who have dedicated their careers to public service. While some payments are still being processed, beneficiaries can expect higher monthly checks moving forward—bringing long-overdue financial relief.
FAQs
Who qualifies for retroactive payments?
Public employees with non-covered pensions, like teachers and police.
How much is the average retroactive payment?
The average payment issued so far is around $6,710.
When will I receive my retroactive payment?
Payments are being processed through March 2025, with most completed by April.
How much will monthly Social Security payments increase?
Increases range from $360 to $1,190 per month, depending on eligibility.
How do I check my eligibility for payments?
Visit the SSA website or contact Social Security for details.
