The 1964 Kennedy Half Dollar isn’t just another old coin—it’s a piece of history that could be worth a fortune. While most are worth only their silver content, a rare version has sold for as much as $156,000. Could you have one of these valuable coins hiding in your collection?
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Story Behind the 1964 Kennedy Half Dollar
The 1964 Kennedy Half Dollar was introduced shortly after President John F. Kennedy’s assassination, serving as a tribute to his legacy. With over 430 million minted, it quickly became one of the most collected U.S. coins. However, due to its sentimental value, many were hoarded rather than spent, making high-quality versions harder to find today.
Why Are Some Worth $156,000?
Not all 1964 Kennedy Half Dollars are created equal. The ones that have reached six-figure prices belong to a special category known as the 1964 Special Mint Set (SMS). These rare coins were never released for public circulation and stand out due to their unique characteristics:
- Satin-like finish – Unlike regular proofs or circulation coins, SMS versions have a soft, satin texture.
- Sharper details – The design is crisper, with fewer contact marks.
- Die polishing lines – Fine lines from the minting process make them distinct.
In 2019, a 1964 SMS Kennedy Half Dollar graded SP68 by PCGS was sold for $156,000 at a Stack’s Bowers auction. This record-breaking sale highlights just how valuable these rare coins can be.
How to Identify Dollar
Finding a 1964 SMS Kennedy Half Dollar is like discovering buried treasure. Here’s how to determine if you own one:
- Check the finish – SMS coins have a satin-like surface, different from the glossy proof or dull circulation coins.
- Look for sharp details – The design elements, such as Kennedy’s hair and the eagle’s feathers, appear well-defined with minimal marks.
- Spot die polishing lines – Fine, visible lines on the coin’s surface are a key indicator of the SMS variety.
- Observe the mint mark – While 1964 coins were only minted in Philadelphia and Denver, SMS versions may have subtle differences in mint markings.
If your coin matches these traits, it’s time to get it professionally evaluated.
Where to Get Your Coin Evaluated
Before selling, have your coin authenticated by a reputable grading service like PCGS (Professional Coin Grading Service) or NGC (Numismatic Guaranty Corporation). These organizations provide certification that helps determine the coin’s grade and potential value.
Other Valuables
Even if you don’t have an SMS coin, some regular 1964 Kennedy Half Dollars can still be worth a significant amount. Here are a few features that can add value:
- Deep Cameo Contrast – Coins with a frosted design and mirror-like background are highly sought after.
- Pristine Condition – Uncirculated coins with no signs of wear command higher prices.
- Double Die Errors – Some coins have doubling on the lettering or design due to a minting mistake, making them rare.
- Proof Coins – Specially minted for collectors, proof versions have sharper details and a mirror-like surface.
How to Preserve
If you have a valuable 1964 Kennedy Half Dollar, proper care is essential to maintaining its worth:
- Handle carefully – Always use gloves to avoid transferring oils or dirt onto the coin.
- Store properly – Use protective coin holders or albums to prevent scratches and tarnish.
- Avoid cleaning – Cleaning can strip the coin’s natural patina and lower its value.
- Consider insurance – If your coin is highly valuable, insuring it will protect against loss or theft.
The 1964 Kennedy Half Dollar is more than just a piece of currency—it’s a collectible with both historical and monetary significance. If you think you have a rare version, take the time to evaluate it properly. Who knows? You might be sitting on a small fortune.
FAQs
How do I know if I have a 1964 SMS Kennedy Half Dollar?
Look for a satin finish, sharp details, and die polishing lines.
What makes a 1964 Kennedy Half Dollar valuable?
Special varieties like SMS versions, proof coins, and mint errors.
Where can I sell a rare Kennedy Half Dollar?
You can sell through auctions, coin dealers, or online marketplaces.
Are all 1964 Kennedy Half Dollars made of silver?
Yes, they are composed of 90% silver and 10% copper.
Should I clean my 1964 Kennedy Half Dollar?
No, cleaning can lower its value significantly.
